Posts Tagged ‘saving money’

Five Best Ways to Save Your Money While on Vacation

June 21, 2011

Saving your hard-earned cash can be tough on vacation because of expenses such as buying fast food on the road, going to nice restaurants, doing fun activities, and paying for gas and souvenirs.  You don’t have to skip having fun on vacation since, after working or going to school for half the year, you deserve to have a good summer vacation!  Here are a few tips on stretching your money while on vacation:

  1. Overspending while you are on vacation can create worry that your trip away from home was supposed to get rid of. Here are some tips on how to spend less while on vacation.Watch what you spend your money on; don’t just throw cash away.
  2. The best souvenir is a picture, so bring a camera (they’re built into most mobile phones nowadays) and take lots of them instead of buying silly knick-knacks you can pick up in the hotel lobby.  You can also collect “free souvenirs” like match boxes from hotels and restaurants, room key cards, or ticket stubs.
  3. Instead of paying loads of money at an amusement park, go sit pool side at the hotel or go to the beach.  Quality time there is not just free, it is fun!
  4. Have budgets for hotel rooms, activities, and food.  Don’t overspend!
  5. Make sure your trip is planned out well in advance to ensure that you know what you and your wallet are getting into.

Vacations are a great way to recharge your batteries, but spending money can be difficult to do this summer.  Plan out your vacation right and budget your trip so that you can avoid spending traps.  Remember to have a fun, stress-free time!  You do not have to spend as much money to have fun as you think.

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Taylor P.

Saving Money for College

February 11, 2011

College tuition, books, supplies and the basics needed for living can cost a lot of money when you go to college.  There are a few things you can do to start saving up for your education such as having a savings account started by your parents when you are young, having a job, and spending your money wisely.  Learning to budget your spending in college is a great way to take control of your personal finances.  I’ve noticed that one of the most stressful things people experience is not having the money to support themselves.  You can avoid that by saving your money ahead of time.  Planning your budget every month is another great tool you can use while in college.  At the beginning of each month, you should decide on how much money you will need for basic necessities.  If you have extra money at the end of the month, you can take out a little for an occasional luxury.  It isn’t smart to spend without a carefully planned budget.  The best thing to do is save money each month.  You never know what unexpected expenses could come up.

The financial responsibilities your parents take up while you are growing up include saving for your college education.  Once you go to college, you start taking on some of those responsibilities.  What better way to learn about money than by budgeting your spending while you go to college.While you are in college, it could be hard to stick to your carefully laid out budget.  Buying food and alcohol, as college students are wont to do, could cost you a lot of money.  Coffee runs, especially during midterms and finals, can add up fast as well.  The best thing you can do to combat impulse buying is to buy your food at the supermarket, using coupons and club discount cards whenever possible.  If you make your coffee where you live, you will save money in the long run.  With regards to alcohol, drink only on occasion or go to parties that supply the drinks.  Avoid drinking at bars or restaurants, since alcoholic beverages tend to be pricey.  Saving money can be a difficult task, but if you learn to do it right early on, it will become second nature.  Think of it as doing yourself a favor that you will appreciate for years to come.

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Taylor P.